It’s a long time away from retirement, even longer than I expected. In particular, I need to contribute 10,438 days until April 29, 2051 and become a pension recipient. Although you have access to this as an employee I had to contribute at least 15 years of my entire working life.
I worked part-time for a long time, so my two days of work was equivalent to one day of any full-time employee. But one of the pension system reform measures touched this and everything changed: The government has equalized part-time contributions with full-time contributions. This caused it to contribute for 19 years instead of the 16 years until 2023.
Law affecting contributions of all Spaniards
On 16 March 2023, the Council of Ministers approved the Royal Decree on pension reform. The change was made on October 1, 2023. Article 247 of the General Social Security Law (LGSS): “The different periods during which the worker remains registered in the partial contract, in order to prove the contribution periods necessary for the emergence of the right to retirement benefit, permanent disability, death and survival, temporary disability and the birth and care of a minor child. Time contract, regardless of the length of the day.
Social Security now counts part-time employees’ contributions in days, regardless of duration. This eliminates the coefficient of 1.5 by which the number of part-time days must be multiplied to improve the right to access retirement. In other words, Part-time contributions are equal to full-time contributions, which affects pensions. of your future.
And be careful, because it’s not the companies that will have to bear the costs of their part-time employees, but rather The Administration bears the cost of “filling” that period..
Why is this reform so important in terms of labor law?
A fact: from part-time contracts in Spain in 2023, 73.6% of those working on such working days will be women. Active Population Survey (EPA), National Institute of Statistics (INE).
And you have women higher rates of nepotism and temporary employment in our working lives. The reason is this It is still the woman who is responsible for the care of the family, and the compromise is in most cases to reduce the working day.. According to EPA data, 53 percent of women say they work part-time because they cannot find full-time work.
An extra piece of information we learned about women’s work VI Working Women’s Observatory: Over the years, the number of women with higher levels of education has been increasing and has remained above the number of men in all years, but they occupy only 34.7% of these positions, with a difference of 30.6 points, that is, 249.5 thousand more women managers than men little.
This law aims to reduce the gap between men and women, and although the pension received in line with what we have done throughout our lives is reduced, many women are allowed to access the pension. For example, my mother worked part-time for many years to care for her children, but she only paid half of her contribution, so she did not reach this minimum figure.
Reform of the pension system includes the introduction of contributory pensions, which focus on this gap. In Social Security parlance “Repairing the damage women have suffered throughout their professional careers for taking a leading role in the task of caring for children.”
But in addition, it is possible that you are studying and working part-time, so this measure may at least alleviate some job insecurity in the future. You can’t quit your job because you need money..
How can you update your work life and find out how much you contribute?
Now that we have told you why this measure is important, now we will tell you. How can you check your contributions by year? and may it bring you as much joy as it did me, because I went from 13 years to 16 in the blink of an eye.
For this first Access to digital services of Public Administration You must indicate whether you are an interested party, a representative, or an actual attorney. Once this is done, it sends me to another gateway where it will ask you Identify yourself with a valid system. For this particular case we can do this with: Electronic certificate/DNIe, Cl@ve (Permanent ID or PIN ID) or via SMSIf you have communicated with your mobile phone before, then it is very practical (although if you want to perform procedures in the future, you will almost never be able to do this with your mobile phone alone).
If you allow me some advice, it is advisable to sign up for Cl@ve PIN, even if you don’t need it right now, this seems to me the most practical because it gives you access to any procedure. With Cl@veYou access SEPE services with your identification document (DNI or NIE) and password (PIN or Permanent) (suspended password). job offers as attractive as these), to the Internal Revenue Service or Social Security. you just need register in advancewith an electronic certificate or DNIe and online or as I did: in person at a registry office. It seems like an unnecessary procedure, but enabling it has saved me on many occasions.
After registering you can now accessAlways use your DNI number in all situations. This time we used the simplest one, SMS, because if you are unemployed or have saved a doctor’s appointment on your mobile phone, they will have your phone number. Ok, we enter your ID, date of birth and phone number (with +34 in Spain, which is your country’s prefix). You receive an SMS, enter the code and that’s it, on the screen you already see the specified period and the years (and days) left until you retire.
In my case, I have paid 6,288 days of contributions since I started working on June 21, 2004, and because my initial contributing years were part-time, part-time work was retroactively equalized.
Good news, at least if, like me, you believe we can get a pension in 30 years.
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