The passing of accusations between the Ministry of Health, public health advocacy organizations and insurance companies. Insurance employers’ association Unespa has emerged to defend the companies. reject the theory that they are doing “risk selection”this means: Rejecting people who may impose higher costs on insuranceLike patients with pathologies.
Unespa insists that this claim, presented in last Monday’s Health report, is false because “companies do not intend to apply profitability criteria and the Muface agreement does not allow this.” They emphasize this It is the authorities themselves who decide which alternative they will choose each year.: Will you choose Muface (choose the insurance company) or will you choose the national healthcare system? Therefore, they exclude insurance companies from choosing reciprocity based on these criteria.
In addition, the employer association emphasizes that insurers have remained loyal to the Muface concert for years, despite the fact that their services have turned into a loss for the companies. Especially Asisa, DKV and Adeslas are This will mean red figures of 429 million euros.
The government is trying to alleviate the situation. Premiums for new concerts increased by 17.12%The largest increase in the history of mutual insurance. Despite this, no company put forward these conditions because their demands were close to a 40 percent premium increase.
A gradual entry
But public health advocacy organizations, such as the Federation of Societies for the Defense of Public Health (FADSP), accuse insurers of this risk management, as does Health.
The platform also blames the private sector for “exponentially increasing their resources thanks to complementary insurance.” “It causes disruption to public health.”.
They also spoke of the unions’ positive attitude towards Muface in “maintaining his privileges compared to the rest of the population”.
They claim that the healthcare system should be decentralized and, in the case of Muface, a centralized model is followed and managed by the Ministry of Public Administration. Therefore, FADSP states that a “phased” integration into the national health system should be made, with all authorities joining the public system at the same time. increases healthcare pressure by only 2% “This will be offset by funds currently allocated to insurers.”
The last concert offered by Óscar López’s ministry, which was invalidated, was 2 billion 681 million euros; This means every year: An extra $1.3 billion will go to the public healthcare system.
Opening of the consultation period
From today, insurers will be able to provide information to the Ministry of Public Service about how much it will cost to attend a Muface concert for 2025, 2026 and 2027. Yesterday, Muface surprised by adding that it was his third year since the concert he proposed. now it was until 2026.
However, Ministry sources assure us that it has not determined that the Government implies that its new proposal will be for three years, as this is a “non-binding consultation”. They actually open the door to one to three workouts.
